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About Nituv
Nituv is an independent Israeli mortgage consulting firm, guiding families, buyers and home upgraders since 2017 — from mapping and planning to negotiation and signing.
Our story
Nituv was born in 2017 from a simple insight: at the biggest financial moment in a family's life, the person across the table represents the bank — not them. We built an independent consulting firm that stands on the borrowers' side: mapping the real situation, building a mix that fits real life, and negotiating with the banks all the way to signing.
Since then we've guided thousands of families across the country — first-home buyers, home upgraders, refinancers and complex cases — with a team that combines mortgage advisors, accounting, legal guidance and insurance.
Our approach
- True independence — we represent you alone. No bank, no product, no hidden commission.
- Full transparency — the cost of our guidance is spelled out up front, before anything moves, with no surprises.
- Clear-eyed honesty — if a move doesn't pay off for you (including refinancing with us), we'll say so plainly.
- Guidance to the finish — not just a mix on paper, but full support through approval, signing and the keys.
Nituv in numbers
- ₪84M+
- Cumulative client savings
- 2,400+
- families fully guided
- 18+
- professionals on the team and in partnerships
- 2017
- Operating since
Figures current as of Q2 2026.
The team

Omer Ezra
CEO & Owner

Shahar Kaduri
Mortgage advisor

Ofir Segal
Accountant

Adv. Sahar Shiachi
Mortgage advisor

Tamir Zalait
Insurance agent
Licensing & regulation
Nituv operates under mortgage advisor license no. 7892 from the Capital Market, Insurance and Savings Authority, and is committed to the field's ethics rules and regulation.
Want to get to know us better?
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